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Wang is the director of a company's mid-level, his wife is the company's administrative assistant, the couple living on fixed salaries. Wang addition to mortgage payments every month, the child and also a lot of the cost of your parents, but also brings attention to the quality of life, leisure and tourism, cultural performances and other activities as much as possible to participate. Wang bought some insurance for his family, to bail a month time, always listen to the cry he sighed and said: 'no money to pay a premium'. When talking to the investment banking colleagues, the Wang always answer: 'almost famished, and where money for investment? 'This should be highly competent in the economy Wang, how to get rid of the family and economic life of this dilemma it? For Wang, the first should be established 'income - savings = expenses' concept. 'The first thought of saving money, then think of money' is immediately accepted the idea, force yourself to save money first, the other to better control costs; if 'first think of money, then think of saving money', in the over-consumption has been spent and exhausted, how would there be savings generated? of Wang's family income and expenditure, it is clear that 'the shortage of revenue and expenditure over' should 'revenue and reducing expenditure' to proceed. Talking about open source, the couple can make use of spare time Amy also part-time or work efficiency and good time management,Christian Louboutin sandalen, work longer hours without the foundation will maximize performance and increase the monthly income. As for cutting,christian louboutin deutschland, it should be in the 'need' and 'want to' make a choice between. Leisure and tourism,Chanclas de Mujer ml, cultural performances and other activities help to improve the quality of life though, but should be at 'pay premiums' and 'investment banking' after, as individual insurance and investments are 'needs'. Look nowadays, there are many people into the financial errors, continue to meet their 'want',true religion Petite, for example, socializing, fashion, etc., but ignored the 'need', in the event of risk, even against the risks that have not. If the current source of income is earned at work,birkenstock aanbieding, particular attention is the problem of unemployment or disability. Whether the unemployment caused by the operating environment, or physical disability caused by the disability, would lead to income disruption, which makes the Wang family, particularly the need to offset financial risk through insurance. In addition, Wang should use the 'Family Income and Expenditure Management Table' better understanding of cash flow each month to help their good financial management. For example, Wang annual income of the couple a total of 15 million,italia mbt, after accounting treatment, even household expenditure actually found more than 140,000 yuan, a year down less than 1 million in savings, only a few hundred dollars a month The disposable balance, showing that the family did not do a good job in net savings. the proportion of expenditure in the family, the Wang family in the restaurants and entertainment spending up 23.4%, entertainment expenses of up to 13%, to double-income families, the proportion of both is high. Wang unnecessary consumption can be adjusted to increase the disposable balance each month, if the money for effective investment, and economic life will be able to be improved. Topics related articles： (责任编辑：admin)要这答案加QQ：800020900 或加微信：q800020900 获取 |
